Mama Moni: Driving financial services to financially excluded women

Lioness Pitch Profile / Start-Up Night Africa, The Hague, 2025

Nkem Okocha is the founder of Mama Moni, a fintech company that provides inclusive digital financial services tailored for women in Nigeria. The company’s advanced female-only agent network helps to drive financial services to financially excluded women and the last mile.

Contact Details

Nkem Okocha, founder, Mama Moni (Nigeria)

Email: okocha.nkem@mamamoni.org

Website: www.mamamoni.co

LinkedIn: linked in.com/in/okochankem

Pitch Summary

Nkem Okocha, founder of Mama Moni, aims to close the gender finance gap for low-income, underserved women in Nigeria who lack access to formal and digitized financial services. Mama Moni created a female agent network of community-based mobile money agents who conduct banking transactions and build trust for women who avoid traditional banks. The company’s community-driven model includes financial literacy and a mini business school, teaching record-keeping and expense tracking. Traction includes impacting 600,000+ women, 40–50% household income increases, 5,000 agents nationwide, and over $400,000 raised with support from multiple institutions. The company seeks $800,000 to acquire POS devices, expand the team, and run growth experiments, backed by a team with 40+ years of combined financial and tech experience.

Pitch Video