Things are changing in the world of big business and it’s entrepreneurs who are shaking things up. A new study of the S&P 500 shows that 50% of the companies listed will cease to exist over the next 50 years. Many renowned companies who have been on the S&P 500 list for decades have given way to digital disruptors such as Facebook, PayPal and Netflix. It’s the same in the banking sector. Take a look at what is currently happening in the South African banking sector, for example, with the Big 5 banks seeing a new competitive threat coming from agile, disruptive digital banks such as Discovery Bank, Tyme Digital, Bank Zero and others. It’s a brave new world and smart startups are reinventing traditional business sectors by introducing innovative, digital solutions and business models. Today, no sector is off limits, and ambitious startups with the right products, services and ideas are able to breakthrough and find their niche.